Month: October 2020
My Airbag Didn’t Deploy In A Front-End Collision
Airbags offer protection to your head, neck, and chest when you are involved in a collision. Thanks to this protective feature, the lives of more than 50,457 people from 1987 to 2017 have been saved according to the NHTSA. In 2016 alone, about 2,500 lives were saved because of airbags.
At first vehicles had a single front airbag to protect the driver but now there are vehicles with dual front airbags and side airbags. Airbags are highly effective but there are instances where they fail to deploy during a clash. People suffer severe injuries when airbags fail to deploy. An experienced car accident lawyer can help you file a lawsuit against the car manufacturer, airbag manufacturer and other liable parties if you were injured because your airbag did not deploy.
Why Airbags May Fail To Deploy
You need to know that airbags are meant to compliment the protection provided by your car seat belt. A sensor in your vehicle is activated the moment your car hits a solid object. The sensor then sends out an electric current that triggers the release of a non-toxic gas that inflates the airbag in about 20 milliseconds. But the airbag may fail to deploy in the following situations:
- Sensor defects: A defective sensor may not detect the crash and as a result fail to trigger the airbags. A sensor can be defective because of manufacturing errors, software failure, or just faulty design.
- Damaged wiring: In a severe collision, the wires controlling the airbag system may be severed. This could be because of location of the routed wires on the vehicle.
- Faulty electrical components: If the electrical component is poorly designed or poorly installed, then the airbags may not deploy.
- Defective airbag module: A defective airbag module may not deploy when you need it to. The defect may be due to design issues, manufacturing errors like improper testing and more.
Airbags Are Not Meant To Deploy In All Situations
Airbags are not intended to deploy in the following situations:
- A minor crash that is not severe enough to trigger the airbags to deploy
- The vehicle detects a person of small stature that is sitting too close to the side airbag or when the vehicle detects that the right front passenger seat is empty
- Roads with potholes or bumps
- When there is no major deceleration from front to rear
- When your car hits a sign or parking block
Injuries Cause By Malfunctioning Airbags
Sometimes airbags can deploy when they are not meant to and cause injuries or cause the driver to lose control. For example, there have been cases where airbags deployed when the driver hit a large pothole. They could also deploy late and fail to protect the vehicle occupant. Some of the injuries that result from such situations include the following:
- Broken bones or soft tissue damage in the chest area
- Whiplash or spinal cord injuries
- Broken or badly bruised arms and legs
- Punctured lungs or punctured blood vessels
These injuries are fatal and can lead to death if they are not treated on time. Your personal injury lawyer can help you file a lawsuit to get compensation from the car manufacturer or airbag manufacturer.
Is Motorcycle Insurance Required In Florida
Florida laws require drivers of motor vehicles with four or more wheels to carry personal injury protection (PIP). With this, you are guaranteed payment of medical bills of up to $2,500 but only if you file within 14 days. The PIP can also pay up to $10,000 for medical bills resulting from emergencies. Since motorcycles are two wheeled motor vehicles, insurers are not required to offer PIP for motorcycle riders. This is unfortunate because motorcycle injuries are often more severe than car accident injuries.
Florida Is A No-Fault State
No-fault auto insurance laws ensure that expenses resulting from a motor vehicle accident are covered regardless of who was at-fault in the accident. This means that each party involved in the accident should file a claim with their own insurance company after an accident. In other states, you are required to file a claim with the insurance company that covers the driver that caused your accident.
The no-fault laws in Florida do not apply to motorcycles. This means that you will either have to pay out of pocket for your medical bills or pursue compensation from the at-fault driver’s insurance. You can seek compensation for medical bills, pain and suffering, lost income, and repairs for your motorcycle. An experienced and knowledgeable motorcycle injury lawyer can help you file a lawsuit against the driver that caused the accident and recover the maximum amount of compensation you are entitled to.
Obtaining Motorcycle Insurance In Florida
To avoid financial disaster resulting from a motorcycle accident, you need to obtain motorcycle insurance. You can buy coverage from an insurance company licensed to do business in Florida, or obtain a Financial Responsibility Certificate, or you can get a Self-Insurance Certificate from the Bureau of Financial Responsibility based on net worth. While you are not required to provide proof of motorcycle insurance when you register your motorcycle, you have to provide proof when you are involved in a motorcycle accident.
People who fail to provide proof face motorcycle license revocation, and suspension of the registration and license of the motorcycle. You will also be required to pay additional fees if you want to regain your motorcycle privileges. The following are Florida’s minimum requirements for motorcycle insurance:
- $10,000 for one person for bodily injury liability
- $20,000 for two or more people for bodily injury liability
- $10,000 per crash for property damage liability
You also have the option of purchasing uninsured motorist coverage (UM) to help with medical bills if you are injured in the accident and the other driver does not have insurance.
Why You Need A Physical Proof Of Motorcycle Insurance Coverage
You need a physical proof of insurance coverage to save time when a law enforcement officer stops you and asks for proof that your motorcycle is insured. The forms of proof that can be accepted by a police officer include a physical insurance card from your insurer, a digital insurance card, or a photo of your insurance card. You can also show the police officer your online account information on a webpage or present your self-insurance certificate.
Lower Back Pain After Car Accident
Some of the most vulnerable areas on the human body in a car accident include the neck, head and back. These body parts are sensitive to sudden movement or great force caused by a car slamming into something. But you can also get a back injury from a minor accident because the human body is not designed to absorb the enormous pressure of a car accident even if it’s a low-speed collision. A car accident lawyer can help you file a case against the negligent driver that caused the accident where you were injured.
Whiplash And Back Injury Symptoms
The strong back and forth movement of the neck that occurs when a vehicle slams into something or another car can cause a whiplash injury. Most whiplash injuries resolve themselves in a couple of weeks but some can cause long-lasting complications. Some of the symptoms of whiplash include dizziness, fatigue, headaches, trouble turning your neck and more. It can also lead to blurred vision, memory problems and ringing in the ears.
Similarly, people that get back injuries do not feel the pain right away because of post –accident endorphins that mask pain. This is why you should go to the hospital immediately after an accident even if you feel fine. The sooner you go to the doctor the sooner the doctor can diagnose the back injury and start treating it before it gets worse.
Debilitating Back Pain
Lower back pain can be debilitating and extremely painful. Back pain can stem from strains or tears that are caused by the violent back and forth movement during a collision. In serious cases, the back pain may be caused by an injury to the spinal discs, facet joints and bone structure. Back pain caused by injury to the spinal discs is called discogenic pain. Injuries that often cause lower back pain include:
- Spinal Stenosis: This is a narrowing of the space that houses your spine. A bone fragment can get lodged into that space after an accident and cause serious pain.
- Lumbar sprains: Lumbar sprains occur when excessive force on the back causes muscles, tendons and ligaments to stretch unnaturally.
- Degenerative spinal disorders:Impact on the spine can cause intervertebral discs to degenerate which leads to pain.
You can experience discogenic pain when bending over, standing, or sitting for short periods of time. You know you are experiencing a discogenic pain when you feel a shooting and sharp pain on the area of the damaged disc or on your groin, buttocks, legs, or feet.
How Back Injuries Are Diagnosed And Treated
Doctors can use x-rays, CT scans, MRIs, bone scans and myelograms to diagnose and determine the severity of back injuries. However, lumbar sprains cannot be diagnosed by imaging which means diagnosing such injuries relies on a particular doctor’s experience. The treatment that will be recommended will be determined by the type and severity of the injury. Treatments for back injuries include:
- Chiropractic care
- Injections for inflammation
- Pain medication
- Physical therapy
A doctor may recommend surgery for removal of a ruptured disk or to alleviate pressure on the spinal cord.